Volkswagen Platinum Visa With Rewards
by Richard Gilliland
The universally accepted Volkswagen Platinum Visa with Rewards is favorable for you if you do have a fantastic credit record and would like to avail the benefits of a great rewards program.
Benefits Of The Card
The Volkswagen Platinum Visa with Rewards enables you to earn rewards through points. If you spend one dollar on purchases of the Volkswagen items and services, you will conveniently gain two points. The other purchases you make will give you one point for spending each dollar. The earned points can be further used for an automobile loan with Volkswagen credit by converting the points for a check.
The credit card has no annual fee and has usual platinum benefits, such as auto rental insurance, extended warranties for purchases and travel accident insurance up to $500000. There is a 0% annual percentage rate (APR) on balance transfers and purchases for the initial 12 months. The regular APR too is pretty reasonable (15.24%) for a reward card. These can result into better permanent savings.
The usage of the credit card will give you loyalty rewards points. The earned points can be transferred to discounts on your favorite merchandise, which includes major retailers like the Home Depot or The Olive Garden and/or for gift certificates.
Other Benefits
The earned reward points result in discounts for travel that includes free hotel stays, airfare and car rental. You may be interested to know that the points you earn can even be accumulated for getting a new Volkswagen. You can also utilize your points for leasing a Volkswagen or for making a payment for your existing Volkswagen. The credit is limited to a maximum of $100000.
Furthermore, you have the option of making all your purchases with financial self-discipline and free of interest. You have the choice of making your payments within the grace period of 20 days. This option is valid without any service fees or interest on any purchase.
You can also decide to pay only for the items that you purchase (the price on the tag), without carrying any balance from one month to the next month.
However, you must be informed that the Volkswagen Platinum Visa with Rewards card is not ideal for you if you plan to carry a large revolving balance occasionally. The card determines finance charges through the "Two Cycles Average Daily Balance" method, which proves to be costlier than the "Average Daily Balance" method used by most of the credit card issuers.
The Bonus Points
The Volkswagen Platinum Visa with Rewards card includes certain common benefits, like different Internet account related services, lost and stolen card reporting, emergency card and cash replacement, and purchase protection.
The card also offers the customers no liability for unauthorized transactions, an end of the year financial statement and more facilities. However, it is better for you to be aware of the limitations, restrictions and exclusions that are applicable. For opening an account, you need to go through the Guide to Benefits for detailed information.
About the Author
Richard Gilliland Provides Expert opinions and reviews to help you Compare and Apply for a Credit Card - Compare Credit Card Offers with Credit-Wisdom.com - Unraveling the best in Personal and Business Credit Cards.
Friday, April 20, 2007
Tuesday, April 17, 2007
Proper Steps to Filing an Auto Glass Claim
Proper Steps to Filing an Auto Glass Claim
by David Warren
When you need to file an auto glass claim, there are a few basic steps that you should follow. These steps will assure that you will complete the filing process properly and your auto glass replacement will be under way.
Step one in the auto glass replacement process is to inform your insurance company about the loss. Many insurance companies will cover the windshield repair in your car, so you will first want to contact your insurance company and report the loss. When reporting the loss, be sure to give as much detail about the loss as possible.
You will want to tell the date and time which the glass was broken, the extent of the break, how the glass got broken (vandalism, accident, and road hazard), who was in the car when the glass got broken, and any other information that the insurance will request. It is very important to be as honest and as descriptive as possible. You should taken pictures of the broken glass as well. Your insurance company may ask you for the pictures or they may ask take their own pictures.
Finally, they may ask you to come in or will send you some papers to sign in the mail. Contacting the insurance company is the first and most important step in properly filing an auto glass claim for your windshield repair.
Many insurance companies have a 24/7 hotline where your claim can be reported anytime during the day or night. Therefore, you have the option of reporting the incident as soon as it happens; however, you do not want to wait too long before reporting it. You should report it as soon as possible.
Once you have reported the broken glass to the insurance company, you are ready to get estimates on the auto glass replacement. Your insurance company may give you a list of approved windshield repair shops. You should take this list and get estimate from all of the companies on the list. This is the research phase of the process.
You want to find the auto glass replacement service that best fits your needs. When visiting the different windshield repair shops, you will also want to ask them questions such as, how long it will take them to complete your vehicle, what prices they offer, what different products to they sale, or even about the qualifications of the technicians. All of these questions are important and will help you to determine which auto glass replacement shop to use to complete your window repairs.
Once you have your estimates, you should let your insurance company know which auto glass replacement company you will be using. If it is an approved company on the insurance's list of approved service centers, then you may get the deductible waived. If your insurance company will not waive the deductible, you will be responsible for paying that at the time of service.
This is usually paid right to the auto glass replacement service center. Either you or the insurance company will then contact the auto glass replacement service center and make an appointment to repair your vehicle. You can either bring your vehicle to there location or most shops today have mobile service trucks to come to you.
The replacement process takes about an hour on average once the technician has begun. When the job is complete, you might want to contact your insurance company and let them know how the job was done. Was it done properly? Do you notice any defects in the workmanship or the quality of the materials that were used? If so, you can contact the company yourself or your insurance company will arrange to have the auto glass replacement shop fix the problems and mistakes.
In conclusion, these are the basic steps to filing and completing an auto glass replacement claim. You should make sure that you follow them closely so that you can assure that your automobile is repaired properly and in a timely fashion. You want your automobile to be safe, so it is essential that you follow the above steps in order to assure the safety and comfort of your vehicle.
About the Author
David Warren is owner of Apple Glass Company, a glass repair and replacement firm that serves the Houston, Dallas and Fort Worth, Texas markets. Contact David Warren at 281-440-1292 or visit http://www.appleglasscompany.com to schedule a service appointment.
by David Warren
When you need to file an auto glass claim, there are a few basic steps that you should follow. These steps will assure that you will complete the filing process properly and your auto glass replacement will be under way.
Step one in the auto glass replacement process is to inform your insurance company about the loss. Many insurance companies will cover the windshield repair in your car, so you will first want to contact your insurance company and report the loss. When reporting the loss, be sure to give as much detail about the loss as possible.
You will want to tell the date and time which the glass was broken, the extent of the break, how the glass got broken (vandalism, accident, and road hazard), who was in the car when the glass got broken, and any other information that the insurance will request. It is very important to be as honest and as descriptive as possible. You should taken pictures of the broken glass as well. Your insurance company may ask you for the pictures or they may ask take their own pictures.
Finally, they may ask you to come in or will send you some papers to sign in the mail. Contacting the insurance company is the first and most important step in properly filing an auto glass claim for your windshield repair.
Many insurance companies have a 24/7 hotline where your claim can be reported anytime during the day or night. Therefore, you have the option of reporting the incident as soon as it happens; however, you do not want to wait too long before reporting it. You should report it as soon as possible.
Once you have reported the broken glass to the insurance company, you are ready to get estimates on the auto glass replacement. Your insurance company may give you a list of approved windshield repair shops. You should take this list and get estimate from all of the companies on the list. This is the research phase of the process.
You want to find the auto glass replacement service that best fits your needs. When visiting the different windshield repair shops, you will also want to ask them questions such as, how long it will take them to complete your vehicle, what prices they offer, what different products to they sale, or even about the qualifications of the technicians. All of these questions are important and will help you to determine which auto glass replacement shop to use to complete your window repairs.
Once you have your estimates, you should let your insurance company know which auto glass replacement company you will be using. If it is an approved company on the insurance's list of approved service centers, then you may get the deductible waived. If your insurance company will not waive the deductible, you will be responsible for paying that at the time of service.
This is usually paid right to the auto glass replacement service center. Either you or the insurance company will then contact the auto glass replacement service center and make an appointment to repair your vehicle. You can either bring your vehicle to there location or most shops today have mobile service trucks to come to you.
The replacement process takes about an hour on average once the technician has begun. When the job is complete, you might want to contact your insurance company and let them know how the job was done. Was it done properly? Do you notice any defects in the workmanship or the quality of the materials that were used? If so, you can contact the company yourself or your insurance company will arrange to have the auto glass replacement shop fix the problems and mistakes.
In conclusion, these are the basic steps to filing and completing an auto glass replacement claim. You should make sure that you follow them closely so that you can assure that your automobile is repaired properly and in a timely fashion. You want your automobile to be safe, so it is essential that you follow the above steps in order to assure the safety and comfort of your vehicle.
About the Author
David Warren is owner of Apple Glass Company, a glass repair and replacement firm that serves the Houston, Dallas and Fort Worth, Texas markets. Contact David Warren at 281-440-1292 or visit http://www.appleglasscompany.com to schedule a service appointment.
Sunday, April 15, 2007
Cheap Car Insurance for Young Drivers
Cheap Car Insurance for Young Drivers
by George M. White
If you searched online today hoping to find cheap car insurance for young drivers, Texas Home and Auto Insurance can start working for you today. If you are a parent investing in your teen's first car, we can find you the best rates on cheap car insurance for young drivers. If you just graduated from college, found your first job, and bought a new car, we have cheap car insurance for young drivers in our young professionals program. If your last carrier advertised cheap car insurance for young drivers on late night television and you bought it, we can give you a much better rate here as a new customer approaching thirty.
Many people ask us, "How can you provide cheap car insurance for young drivers when young drivers are the most high risk drivers on the road?" There are several answers to this question. First, we at Texas Home and Auto Insurance do not consider the term "high risk driver" as a fixed absolute. (See why in our section entitled "Car Insurance for High Risk Drivers to learn why we believe this). Secondly, we quote cheap car insurance for young drivers much differently than our competitors. Almost anyone can offer you a "quick quote" on the spot. TV commercials, radio spots, newspaper ads, and Spam Emails are full of these solicitations that make all kinds of promises to parents and young people alike on how they can deliver cheap car insurance for young drivers in a matter of minutes. Such gimmicks are not only nonsense, they border on the unethical.
Cheap car insurance for young drivers takes time to prepare, and we at Texas Home and Auto take as much time as we need for each individual customer to ensure that we offer them the very best rates. We spend considerable time developing discounts that are often lost in "quick quote" processes by implementing our specialized exposure analysis formula. "Exposure" refers to the anticipated total "payout" on any risk where a loss occurs. By analyzing such factors as where our drivers live, where and when they drive their vehicles, and the number of hours they spend behind the wheel, we can find discounts in multiple arenas that will total up to the very best cheap car insurance for young drivers the insurance business can offer. Don't be discouraged either if you have had multiple accidents or accrued a bad-driving record. In the event that we cannot give you the very best rates we will find another carrier in Texas who provides cheap car insurance for young drivers and refer you directly to their office. Regardless of whether you are a parent, a student, or an up and coming professional, we will not leave abandoned on the side of the road.
George White, founder of Texas Home and Auto, has devoted his time and experience since 1983 to develop cheap car insurance for young drivers that is unsurpassed in both premium rate and attention to policy detail.
About the Author
George White personally has over twenty-five years experience in all facets of the Texas property and casualty insurance industry, including three years in underwriting, two in finance, one year in the comptrollers office, and four years in claims evaluation as a licensed examiner. This has given George White a broad understanding of all aspects of the insurance industry and the many complex perspectives that are involved. He will work to provide
by George M. White
If you searched online today hoping to find cheap car insurance for young drivers, Texas Home and Auto Insurance can start working for you today. If you are a parent investing in your teen's first car, we can find you the best rates on cheap car insurance for young drivers. If you just graduated from college, found your first job, and bought a new car, we have cheap car insurance for young drivers in our young professionals program. If your last carrier advertised cheap car insurance for young drivers on late night television and you bought it, we can give you a much better rate here as a new customer approaching thirty.
Many people ask us, "How can you provide cheap car insurance for young drivers when young drivers are the most high risk drivers on the road?" There are several answers to this question. First, we at Texas Home and Auto Insurance do not consider the term "high risk driver" as a fixed absolute. (See why in our section entitled "Car Insurance for High Risk Drivers to learn why we believe this). Secondly, we quote cheap car insurance for young drivers much differently than our competitors. Almost anyone can offer you a "quick quote" on the spot. TV commercials, radio spots, newspaper ads, and Spam Emails are full of these solicitations that make all kinds of promises to parents and young people alike on how they can deliver cheap car insurance for young drivers in a matter of minutes. Such gimmicks are not only nonsense, they border on the unethical.
Cheap car insurance for young drivers takes time to prepare, and we at Texas Home and Auto take as much time as we need for each individual customer to ensure that we offer them the very best rates. We spend considerable time developing discounts that are often lost in "quick quote" processes by implementing our specialized exposure analysis formula. "Exposure" refers to the anticipated total "payout" on any risk where a loss occurs. By analyzing such factors as where our drivers live, where and when they drive their vehicles, and the number of hours they spend behind the wheel, we can find discounts in multiple arenas that will total up to the very best cheap car insurance for young drivers the insurance business can offer. Don't be discouraged either if you have had multiple accidents or accrued a bad-driving record. In the event that we cannot give you the very best rates we will find another carrier in Texas who provides cheap car insurance for young drivers and refer you directly to their office. Regardless of whether you are a parent, a student, or an up and coming professional, we will not leave abandoned on the side of the road.
George White, founder of Texas Home and Auto, has devoted his time and experience since 1983 to develop cheap car insurance for young drivers that is unsurpassed in both premium rate and attention to policy detail.
About the Author
George White personally has over twenty-five years experience in all facets of the Texas property and casualty insurance industry, including three years in underwriting, two in finance, one year in the comptrollers office, and four years in claims evaluation as a licensed examiner. This has given George White a broad understanding of all aspects of the insurance industry and the many complex perspectives that are involved. He will work to provide
Saturday, April 14, 2007
How to Get the Best Renters Insurance Quote
How to Get the Best Renters Insurance Quote
by Brian Stevens
If you rent a house or apartment, and want to protect your possessions, you need to get renters insurance because your landlord's insurance won't cover them. Here's how to get the best renters insurance quotes.
Why Get Renters Insurance?
Renters insurance will cover your personal property from such hazards as:
* Fire or lightning * Windstorm or hail * Smoke * Vandalism or malicious mischief * Theft
It will also cover you if ...
* A guest is injured while visiting you in your home. * Your property is stolen from someplace other than your home. * You damage your landlord's property and have to pay for repairs. * Your rental apartment or home is damaged and you have to pay to live somewhere else for a while.
Take an Inventory
To get the best renters insurance quote you need to figure out how much coverage you need. As a renter, you may not think you have enough possessions to make getting insurance worth the money. But sit down and think about how much it would cost to replace your
* Clothes * Furniture * Computers, televisions, and other electronic equipment * Kitchen supplies, such as dishes, pots and pans, silverware, and utensils * Towels and linens * Recreational equipment, such as bikes, skis, and camping supplies * Other items, such as books, jewelry, DVDs, and CDs
Make a list of all the items you own, including serial numbers and purchase price where possible. This list will help you figure out how much coverage you need.
Get Quotes to Compare
Once you know how much coverage you need you're ready to get some quotes.
Begin by visiting insurance websites on the Internet. On many sites, you can fill out one form and get fast quotes from multiple companies. Some sites even have a chat feature so you can get answers to your questions from an insurance professional. (See link below.)
Ask about Discounts
The best renters insurance quotes will include discounts such as:
* Multi-policy discount, if you have your auto and renters insurance with the same company. * Non-smoker discount, if no one in your residence smokes. * Safety and security discounts, if your residence has deadbolts, smoke detectors, burglar alarms, or other safety devices.
Visit http://www.LowerRateQuotes.com/renters-insurance.html or click on the following link to get the best renters insurance quotes in your area from top-rated companies and see how much you can save. You can get more renters insurance tips by checking out their "Articles" section.
About the Author
The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written numerous articles on getting the best renters insurance quotes.
by Brian Stevens
If you rent a house or apartment, and want to protect your possessions, you need to get renters insurance because your landlord's insurance won't cover them. Here's how to get the best renters insurance quotes.
Why Get Renters Insurance?
Renters insurance will cover your personal property from such hazards as:
* Fire or lightning * Windstorm or hail * Smoke * Vandalism or malicious mischief * Theft
It will also cover you if ...
* A guest is injured while visiting you in your home. * Your property is stolen from someplace other than your home. * You damage your landlord's property and have to pay for repairs. * Your rental apartment or home is damaged and you have to pay to live somewhere else for a while.
Take an Inventory
To get the best renters insurance quote you need to figure out how much coverage you need. As a renter, you may not think you have enough possessions to make getting insurance worth the money. But sit down and think about how much it would cost to replace your
* Clothes * Furniture * Computers, televisions, and other electronic equipment * Kitchen supplies, such as dishes, pots and pans, silverware, and utensils * Towels and linens * Recreational equipment, such as bikes, skis, and camping supplies * Other items, such as books, jewelry, DVDs, and CDs
Make a list of all the items you own, including serial numbers and purchase price where possible. This list will help you figure out how much coverage you need.
Get Quotes to Compare
Once you know how much coverage you need you're ready to get some quotes.
Begin by visiting insurance websites on the Internet. On many sites, you can fill out one form and get fast quotes from multiple companies. Some sites even have a chat feature so you can get answers to your questions from an insurance professional. (See link below.)
Ask about Discounts
The best renters insurance quotes will include discounts such as:
* Multi-policy discount, if you have your auto and renters insurance with the same company. * Non-smoker discount, if no one in your residence smokes. * Safety and security discounts, if your residence has deadbolts, smoke detectors, burglar alarms, or other safety devices.
Visit http://www.LowerRateQuotes.com/renters-insurance.html or click on the following link to get the best renters insurance quotes in your area from top-rated companies and see how much you can save. You can get more renters insurance tips by checking out their "Articles" section.
About the Author
The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written numerous articles on getting the best renters insurance quotes.
Friday, April 13, 2007
Find Cheap Contents and Property Insurance the Easy Way
Find Cheap Contents and Property Insurance the Easy Way
by Brian Stevens
Homeowners insurance does not cover all your contents and property so you may need to find additional coverage. Here's how to find cheap contents and property insurance the easy way.
Why Purchase Additional Contents and Property Insurance?
Contents and property insurance works with your homeowners insurance to increase or add coverage for items such as:
* Power golf carts, garden tractors, lawn mowers, and snow blowers * The property of a parent in a nursing home * A student temporarily living away from home * Sewer back up * Water Damage * Home computer software * Equipment and supplies for an at-home business * Securities, money, or bullion * Watercraft and equipment * Spare automobile parts * Animals, birds, and fish * Motorized wheelchairs and power scooters * Jewelry and furs * Collections, such as coins, stamps, comic books, and trading cards * Bicycles
Where Can You Get Cheap Contents and Property Insurance?
The easiest way to find cheap contents and property insurance is to begin your search on the Internet. There are insurance comparison websites where you can get fast quotes from a number of different insurance companies. You can then decide which company's quote is best for your circumstances. (See link below.)
Deciding on a Company
When you have several contents and property insurance quotes in hand, how do you decide which company to select? Here are some tips:
* Go to the website for your state Department of Insurance and see how many complaints have been lodged against each company.
* Ask friends and co-workers if they have any experience with each company.
* Go to jdpower.com where you'll find ratings and reviews of major homeowners insurance companies based on overall customer experience, price, and customer service. Before you purchase your insurance, find out if the company offers additional discounts on contents and property insurance. For example, will they give you a discount if you place your auto insurance with them as well?
Visit http://www.LowerRateQuotes.com/homeowners-insurance.html or click on the following link to get cheap contents and property insurance quotes in your area from top-rated companies and see how much you can save. You can get more renters insurance tips by checking out their "Articles" section.
About the Author
The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written extensively on cheap contents and property insurance quotes.
by Brian Stevens
Homeowners insurance does not cover all your contents and property so you may need to find additional coverage. Here's how to find cheap contents and property insurance the easy way.
Why Purchase Additional Contents and Property Insurance?
Contents and property insurance works with your homeowners insurance to increase or add coverage for items such as:
* Power golf carts, garden tractors, lawn mowers, and snow blowers * The property of a parent in a nursing home * A student temporarily living away from home * Sewer back up * Water Damage * Home computer software * Equipment and supplies for an at-home business * Securities, money, or bullion * Watercraft and equipment * Spare automobile parts * Animals, birds, and fish * Motorized wheelchairs and power scooters * Jewelry and furs * Collections, such as coins, stamps, comic books, and trading cards * Bicycles
Where Can You Get Cheap Contents and Property Insurance?
The easiest way to find cheap contents and property insurance is to begin your search on the Internet. There are insurance comparison websites where you can get fast quotes from a number of different insurance companies. You can then decide which company's quote is best for your circumstances. (See link below.)
Deciding on a Company
When you have several contents and property insurance quotes in hand, how do you decide which company to select? Here are some tips:
* Go to the website for your state Department of Insurance and see how many complaints have been lodged against each company.
* Ask friends and co-workers if they have any experience with each company.
* Go to jdpower.com where you'll find ratings and reviews of major homeowners insurance companies based on overall customer experience, price, and customer service. Before you purchase your insurance, find out if the company offers additional discounts on contents and property insurance. For example, will they give you a discount if you place your auto insurance with them as well?
Visit http://www.LowerRateQuotes.com/homeowners-insurance.html or click on the following link to get cheap contents and property insurance quotes in your area from top-rated companies and see how much you can save. You can get more renters insurance tips by checking out their "Articles" section.
About the Author
The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written extensively on cheap contents and property insurance quotes.
Tuesday, April 10, 2007
Auto Insurance Comparison Shopping - Best Rates and Best Companies
Auto Insurance Comparison Shopping - Best Rates and Best Companies
by Brian Stevens
Comparison shopping on the Internet has become a worldwide phenomenon. In just minutes you can compare products and prices in virtually any category. Here's how to go auto insurance comparison shopping and find the best rates and the best companies.
Auto Insurance Rate Comparisons
When it comes to auto insurance rate comparisons you need to get quotes from a variety of different companies to make sure you're getting the best rate. Single-company websites run by large insurance companies only give you their quotes, and even the ones that say they give you comparisons from other companies may only give you one or two quotes.
In order to get the best auto insurance rate for your situation you need to go to an insurance comparison website where you can get quotes from a number of different companies. These sites have you fill out a questionnaire where you can enter the deductibles and discounts you want so you'll get their cheapest rate.
The better sites have two features that will help you with your auto insurance rate comparisons: 1. An "Articles" or "Advice" section where you can get money-saving tips and other information on auto insurance. 2. A chat feature where you can ask an insurance expert questions about auto insurance. (See link below.)
Auto Insurance Company Comparisons
After you choose a company, you need to make sure they're reputable and will pay your auto insurance claims. My favorite sites to check up on auto insurance companies are:
* State insurance department websites - Every state has a website run by their insurance commissioner that lists agents and companies. Here you can find complaints filed against companies to see which ones have the fewest.
* Epinions.com website - This site has a product rating and review guide for everything under the sun, insurance companies included. Here you can get inside information - ratings and reviews - from actual company customers.
Bottom Line
When it comes to auto insurance comparison shopping, using the Internet is a real no-brainer. It's quick, it's efficient, and it's easy. Why not visit one now and see how much money you can save?
Visit http://www.LowerRateQuotes.com or click on the following link to get auto insurance comparison quotes from top-rated companies in your area. You can get more car insurance tips by checking out their "Articles" section.
About the Author
The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on auto insurance comparison shopping.
by Brian Stevens
Comparison shopping on the Internet has become a worldwide phenomenon. In just minutes you can compare products and prices in virtually any category. Here's how to go auto insurance comparison shopping and find the best rates and the best companies.
Auto Insurance Rate Comparisons
When it comes to auto insurance rate comparisons you need to get quotes from a variety of different companies to make sure you're getting the best rate. Single-company websites run by large insurance companies only give you their quotes, and even the ones that say they give you comparisons from other companies may only give you one or two quotes.
In order to get the best auto insurance rate for your situation you need to go to an insurance comparison website where you can get quotes from a number of different companies. These sites have you fill out a questionnaire where you can enter the deductibles and discounts you want so you'll get their cheapest rate.
The better sites have two features that will help you with your auto insurance rate comparisons: 1. An "Articles" or "Advice" section where you can get money-saving tips and other information on auto insurance. 2. A chat feature where you can ask an insurance expert questions about auto insurance. (See link below.)
Auto Insurance Company Comparisons
After you choose a company, you need to make sure they're reputable and will pay your auto insurance claims. My favorite sites to check up on auto insurance companies are:
* State insurance department websites - Every state has a website run by their insurance commissioner that lists agents and companies. Here you can find complaints filed against companies to see which ones have the fewest.
* Epinions.com website - This site has a product rating and review guide for everything under the sun, insurance companies included. Here you can get inside information - ratings and reviews - from actual company customers.
Bottom Line
When it comes to auto insurance comparison shopping, using the Internet is a real no-brainer. It's quick, it's efficient, and it's easy. Why not visit one now and see how much money you can save?
Visit http://www.LowerRateQuotes.com or click on the following link to get auto insurance comparison quotes from top-rated companies in your area. You can get more car insurance tips by checking out their "Articles" section.
About the Author
The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on auto insurance comparison shopping.
Tuesday, April 3, 2007
How to Find the Best Auto Insurance Companies
How to Find the Best Auto Insurance Companies
by Brian Stevens
Shopping for auto insurance? Looking for the best auto insurance companies with the best rates? Here's how to find them.
Finding the Best Auto Insurance Companies
Finding an auto insurance company that will be there when you need them and will pay your claims on time is an important consideration when it comes to buying auto insurance.
A company's financial strength is a good indicator of their ability to pay claims, and there are two websites where you can go to check out their financial status:
Standard and Poors (standardandpoors.com) - This website provides profiles and financial strength ratings of more than 4,000 companies.
A. M. Best (ambest.com/ratings) - This website provides financial ratings and reports on the overall condition of insurance companies.
These websites are great if you want to know how solvent a company is and how credit worthy they are, but if you want the inside scoop on how well they pay their claims and how good their customer service is, I recommend going to the following websites:
Epinions (epinions.com)- This website provides ratings and reviews of various companies by their customers. Reviews range from, "Great agents all over the country." to "Buyer beware! Company is a fraud candidate for misrepresentation of their clients." If you want to find out how customers have been treated and what their claims experience has been, this is the place to go.
Your state's department of insurance website - Most state insurance departments maintain websites that have a consumer complaint department where you can find out how many claims have been filed against a particular company. If your state doesn't provide this information, you can go to California's website - www.insurance.ca.gov - to get it. Just click on "Consumers," then "Studies and Reports," then "Consumer Complaint Study" to see the complaints filed against a particular company.
Best Auto Insurance Rates
Comparing quotes from different companies is the only way to know if you're getting the best auto insurance rate.
Visit http://www.LowerRateQuotes.com or click on the following link to get auto insurance quotes from top-rated companies in your area and see how much you can save. You can get more car insurance tips by checking out their "Articles" section.
About the Author
The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on how to find the best auto insurance companies.
by Brian Stevens
Shopping for auto insurance? Looking for the best auto insurance companies with the best rates? Here's how to find them.
Finding the Best Auto Insurance Companies
Finding an auto insurance company that will be there when you need them and will pay your claims on time is an important consideration when it comes to buying auto insurance.
A company's financial strength is a good indicator of their ability to pay claims, and there are two websites where you can go to check out their financial status:
Standard and Poors (standardandpoors.com) - This website provides profiles and financial strength ratings of more than 4,000 companies.
A. M. Best (ambest.com/ratings) - This website provides financial ratings and reports on the overall condition of insurance companies.
These websites are great if you want to know how solvent a company is and how credit worthy they are, but if you want the inside scoop on how well they pay their claims and how good their customer service is, I recommend going to the following websites:
Epinions (epinions.com)- This website provides ratings and reviews of various companies by their customers. Reviews range from, "Great agents all over the country." to "Buyer beware! Company is a fraud candidate for misrepresentation of their clients." If you want to find out how customers have been treated and what their claims experience has been, this is the place to go.
Your state's department of insurance website - Most state insurance departments maintain websites that have a consumer complaint department where you can find out how many claims have been filed against a particular company. If your state doesn't provide this information, you can go to California's website - www.insurance.ca.gov - to get it. Just click on "Consumers," then "Studies and Reports," then "Consumer Complaint Study" to see the complaints filed against a particular company.
Best Auto Insurance Rates
Comparing quotes from different companies is the only way to know if you're getting the best auto insurance rate.
Visit http://www.LowerRateQuotes.com or click on the following link to get auto insurance quotes from top-rated companies in your area and see how much you can save. You can get more car insurance tips by checking out their "Articles" section.
About the Author
The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on how to find the best auto insurance companies.
Monday, April 2, 2007
Classic Car Insurance: Coverage to Protect Precious One
Classic Car Insurance: Coverage to Protect Precious One
by Henry Bell
Classic cars are generally considered as unique article to treasure. It is very difficult for everyone to manage a classic car because classic car needs a lot of care and it also needs extra safety. Classic car has always been the center of attraction for all people. Classic cars always attract people toward it. Therefore, the danger of theft is large with classic car. But classic car insurance is the way by which you can keep your classic car free from all these problems.
The classic cars are those cars which are older than 15 years and generally not found in the market. Cars which have manufacturing date prior to 1903 also come under the group of classic cars. Classic cars are considered for the use of some extraordinary occasions like marriage. Classic cars are not allowed by the insurance provider for the daily use of office or any other purpose.
Classic car insurance coverage is different from other car insurance. Coverage given in classic car insurance is dependent upon the amount of miles that how long the classic car is driven. But generally classic car insurance can cover both comprehensive coverage and third party coverage.
The coverage of classic car insurance is not wide like general cars. The covered classic car must be used mainly for club activities and for personal pleasurable driving. Classic car can not be used frequently for all purposes. The annual mileage of classic car may not exceed 2500 or 5000 miles. No coverage is given while driving to and from work place, school etc.
Insurance quote of classic car can be availed online. Now insurance providers have put all their information related to various cars insurance including classic car insurance on their web sites. All these information can be obtained very easily just by going to these sites of various insurance providers. Thus you can collect as many quote of classic car insurance as you want. From various quotes collected you can select one, suitable classic car insurance, and buy it for yourself.
Sometimes even quotes of classic car insurance contain some restrictions in the mode of storage of classic car. The classic car must ordinarily be stored in a completely enclosed, locked garage which can be accessed either by you only or your family members. In case of any change in classic car, full details of change must also be submitted with insurance provider.
About the Author
Henry Bell is an author who can certainly identify the kind of insurance that you will need. He is an MBA(finance) from University of Oxford. Insuranceb.co.uk endeavors to find the best possible deals for its customers. To find Travel insurance online, Classic car insurance, Car insurance broker, Car insurance quote, Home insurance visit http://www.insuranceb.co.uk
by Henry Bell
Classic cars are generally considered as unique article to treasure. It is very difficult for everyone to manage a classic car because classic car needs a lot of care and it also needs extra safety. Classic car has always been the center of attraction for all people. Classic cars always attract people toward it. Therefore, the danger of theft is large with classic car. But classic car insurance is the way by which you can keep your classic car free from all these problems.
The classic cars are those cars which are older than 15 years and generally not found in the market. Cars which have manufacturing date prior to 1903 also come under the group of classic cars. Classic cars are considered for the use of some extraordinary occasions like marriage. Classic cars are not allowed by the insurance provider for the daily use of office or any other purpose.
Classic car insurance coverage is different from other car insurance. Coverage given in classic car insurance is dependent upon the amount of miles that how long the classic car is driven. But generally classic car insurance can cover both comprehensive coverage and third party coverage.
The coverage of classic car insurance is not wide like general cars. The covered classic car must be used mainly for club activities and for personal pleasurable driving. Classic car can not be used frequently for all purposes. The annual mileage of classic car may not exceed 2500 or 5000 miles. No coverage is given while driving to and from work place, school etc.
Insurance quote of classic car can be availed online. Now insurance providers have put all their information related to various cars insurance including classic car insurance on their web sites. All these information can be obtained very easily just by going to these sites of various insurance providers. Thus you can collect as many quote of classic car insurance as you want. From various quotes collected you can select one, suitable classic car insurance, and buy it for yourself.
Sometimes even quotes of classic car insurance contain some restrictions in the mode of storage of classic car. The classic car must ordinarily be stored in a completely enclosed, locked garage which can be accessed either by you only or your family members. In case of any change in classic car, full details of change must also be submitted with insurance provider.
About the Author
Henry Bell is an author who can certainly identify the kind of insurance that you will need. He is an MBA(finance) from University of Oxford. Insuranceb.co.uk endeavors to find the best possible deals for its customers. To find Travel insurance online, Classic car insurance, Car insurance broker, Car insurance quote, Home insurance visit http://www.insuranceb.co.uk
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